We support you in establishing an overall diagnosis of your assets and income.
We help you establish an action plan that takes into account your objectives, your projects and your investment horizon, choosing the optimal solutions that can best serve your interests.
We assist you with updates to this action plan as changes occur in your life (new projects, change of residence, family changes, etc.).
We support you in structuring and valuing your wealth by assisting you in terms of :
financial planning
calculation of current and future revenue streams
asset allocation
optimization of the risk/return ratio
tax optimization
We also assist you in thinking about how to pass on your heritage. Solutions to minimize the cost of inheritance as much as possible are studied taking into account your family environment, your wishes and the characteristics and location of your assets.
Financial investments
We support you in your financial investments. We define together the optimal strategy based on your objectives, your investment horizon and your risk sensitivity, while ensuring that investment taxation is optimized.
In particular, we offer solutions through life insurance policies of the Branch 23 via our partners, leading Belgian and Luxembourg insurance companies.
The objectives are multiple :
To grow your capital, either by capitalizing or by occasionally withdrawing income through buy-backs
Investing in a tax-efficient way
Passing on to future generations while retaining control over the assets transferred and avoiding inheritance tax by structuring the contract in an appropriate manner
The life insurance contracts offered can be based on collective internal funds, external funds or dedicated internal funds.
In the case of dedicated internal funds, the premium is invested in a portfolio of assets that is customized for you and managed on a discretionary basis. You will have access to a very wide range of investment opportunities: individual equities and bonds, commodities, exchange-traded funds (ETF’s), investment funds (SICAV), alternative investment funds (hedge funds, private equity, real estate funds…).
